Our favorite platform for getting into Ripple. Have you ever used any of these sites? The p2p lending platforms help you with deciding how much risk is involved with a certain lender. The process is very simple — you only need to select your preferred payment method and the number of coins you want to buy. Try Kraken here. Just like Coinbase, this is an extremely safe site, since all transactions are monitored. HYIP sounds great — but all of them are classic Ponzi schemes.