To reach them, Betterment offers a best-of-breed socially responsible investing SRI portfolio. By linking your credit card and bank account to the app, you can invest a percentage of recreational purchases. A growing demand for more ethical investments, particularly among millennials, led two entrepreneurs to create tickr ; a new social investment app that enables people to back globally-listed businesses that are committed to making positive social change. Part of the Retirement Planner is a detailed cash flow table that gives a high level overview of where your portfolio could be, year by year, through the rest of your life. The process is as simple as searching for your financial institutions within the financial dashboard and entering your login credentials to all of your online accounts. Ryan Frailich.