To make it work, WiseBanyan offers a fully automated platform. WiseBanyan also offers a smaller range of portfolios than some of the others. We are committed to researching, testing, and recommending the best products. Schedule regular, automatic transfers from your bank account to your Fidelity account with automatic investments. Most accounts have a. From there, Schwab takes care of the rest, putting your funds into a diversified portfolio of ETFs.