Your overall goal status assesses the current probability your goal will reach its targets. The historical risk-and-return information used in the Monte Carlo simulation includes estimated asset class returns based upon the weighted average of the actual returns of the respective indexes that are representative of each such asset class. Please consult your tax advisor before implementing such a strategy. Value investing involves the risk that the market may not recognize that securities are undervalued and they may not appreciate as anticipated. Morgan Stanley makes no warranties or representations of any kind relating to the accuracy, completeness, or timeliness of the data such third party sources provided and shall not have liability for any damages of any kind relating to such data.